Team Kristen arranges home purchase and refinance loans throughout Walla Walla County, Washington, including Walla Walla, College Place and Waitsburg. The 2026 conforming loan limit for a one-unit home in Walla Walla County is $832,750; loans above that are jumbo.
2026 loan limits in Walla Walla County
| Loan type | 1-unit limit |
|---|---|
| Conforming (Fannie Mae / Freddie Mac) | $832,750 |
| FHA | Set by HUD, at least $541,287. Look up Walla Walla County |
| VA (full entitlement) | No VA loan limit |
Source: FHFA and HUD 2026 limits. Updated each January.
Buying and refinancing in Walla Walla County
Small-town and agricultural markets with broad USDA eligibility.
Programs that fit Walla Walla County buyers
- Conventional (3% down for first-time buyers)
- FHA (3.5% down with a 580+ score)
- VA (0% down for eligible veterans)
- USDA (0% down in eligible areas outside town centers)
- Bank statement loans for self-employed buyers
- DSCR loans for rental properties
- WSHFC down payment assistance
Communities served
Walla Walla, College Place, Waitsburg, and every other address in Walla Walla County. County seat: Walla Walla.
Common questions
What is the 2026 conforming loan limit in Walla Walla County, WA?
$832,750 for a one-unit home. That's the national baseline; only King, Pierce and Snohomish counties are higher.
Is there a mortgage broker who serves Walla Walla County?
Yes. Kristen Hordyk of Team Kristen is licensed in Washington and arranges loans for buyers and homeowners in Walla Walla County, including Walla Walla.
Can I get a 0% down loan in Walla Walla County?
VA loans offer 0% down for eligible veterans anywhere in the county. USDA loans offer 0% down at USDA-eligible addresses, which include many areas outside town centers; income limits apply.