Team Kristen arranges home purchase and refinance loans throughout Skamania County, Washington, including Stevenson, North Bonneville and Carson. The 2026 conforming loan limit for a one-unit home in Skamania County is $832,750; loans above that are jumbo.
2026 loan limits in Skamania County
| Loan type | 1-unit limit |
|---|---|
| Conforming (Fannie Mae / Freddie Mac) | $832,750 |
| FHA | Set by HUD, at least $541,287. Look up Skamania County |
| VA (full entitlement) | No VA loan limit |
Source: FHFA and HUD 2026 limits. Updated each January.
Buying and refinancing in Skamania County
Small towns, rural acreage and recreation properties, with broad USDA eligibility.
Programs that fit Skamania County buyers
- Conventional (3% down for first-time buyers)
- FHA (3.5% down with a 580+ score)
- VA (0% down for eligible veterans)
- USDA (0% down in eligible areas outside town centers)
- Bank statement loans for self-employed buyers
- DSCR loans for rental properties
- WSHFC down payment assistance
Communities served
Stevenson, North Bonneville, Carson, and every other address in Skamania County. County seat: Stevenson.
Common questions
What is the 2026 conforming loan limit in Skamania County, WA?
$832,750 for a one-unit home. That's the national baseline; only King, Pierce and Snohomish counties are higher.
Is there a mortgage broker who serves Skamania County?
Yes. Kristen Hordyk of Team Kristen is licensed in Washington and arranges loans for buyers and homeowners in Skamania County, including Stevenson.
Can I get a 0% down loan in Skamania County?
VA loans offer 0% down for eligible veterans anywhere in the county. USDA loans offer 0% down at USDA-eligible addresses, which include many areas outside town centers; income limits apply.